VALYOO HOLDING

Introduction: These Terms of Service (“Terms”) govern your use of the website and services provided by VALYOO Holding Limited (“VALYOO Holding”). By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use our website and services.

Intellectual Property: All content on the VALYOO Holding website, including text, graphics, logos, images, and software, is the property of VALYOO Holding or its licensors and is protected by copyright laws. You may not reproduce, modify, distribute, or republish any content from this website without the prior written consent of VALYOO Holding.

Disclaimer: The information provided on the VALYOO Holding website is for general informational purposes only and does not constitute financial, investment, or legal advice. VALYOO Holding does not guarantee the accuracy, completeness, or reliability of any information on the website. Any reliance you place on such information is strictly at your own risk.

Third-Party Websites and Links: Our website may contain links to third-party websites or resources. These links are provided for your convenience and do not imply any endorsement or association with the linked websites. VALYOO Holding has no control over the content, policies, or practices of these thirdparty websites and accepts no responsibility for them. We recommend reviewing the terms and privacy policies of any third-party websites you visit.

Limitation of Liability: To the maximum extent permitted by applicable law, VALYOO Holding and its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our website or services. This includes but is not limited to damages for loss of profits, data, or other intangible losses, even if
VALYOO Holding has been advised of the possibility of such damages.

Indemnification: You agree to indemnify and hold VALYOO Holding, its directors, employees, and affiliates harmless from any claims, damages, liabilities, or expenses arising out of your use of the website and services or your violation of these Terms.

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the United Arab Emirates.

Introduction: This Privacy Policy (“Policy”) describes how VALYOO Holding Limited (“VALYOO Holding,” “we,” “us,” or “our”) collects, uses, and discloses your personal information when you access or use our website and services. By using our website and services, you consent to the collection, use, and disclosure of your personal information as described in this Policy.

Information We Collect: We may collect personal information from you when you voluntarily provide it to us, such as when you fill out a contact form or subscribe to our newsletter. The types of personal information we may collect include your name, email address, phone number, and any other information you choose to provide. We also collect certain non-personal information automatically when you visit
our website, such as your IP address, browser type, and operating system. This information is used for statistical purposes and to improve our website and services.

Use of Personal Information: We may use your personal information for the following purposes:
• To communicate with you and respond to your inquiries
• To provide you with information, newsletters, or promotional materials
• To improve our website and services
• To conduct research and analysis
• To customize your experience on our website
• To enforce our Terms of Service and protect our rights and the rights of others
• To comply with legal obligations.

Disclosure of Personal Information: We may disclose your personal information to third parties in the
following circumstances:
• With your consent or at your direction
• To our service providers who assist us in operating our website and providing our services
• To comply with legal obligations or a court order
• To protect the rights, property, or safety of VALYOO Holding, our users, or others
We do not sell or rent your personal information to third parties for marketing purposes.

Data Security: We take reasonable measures to protect the security of your personal information and prevent unauthorized access, disclosure, or alteration. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Cookies and Similar Technologies: We may use cookies and similar technologies to collect certain information automatically when you visit our website. Cookies are small text files that are stored on your device and allow us to recognize your browser. You can manage your cookie preferences through your browser settings.

Third-Party Websites and Services: Our website may contain links to third-party websites or services that are not operated by VALYOO Holding. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party websites or services.

Changes to this Privacy Policy: We may update this Privacy Policy from time to time. The updated version will be posted on our website with the updated effective date. We encourage you to review this Policy periodically for any changes.

Contact Us: If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at hello@valyooholding.com.